Obituaries

Billie Caulford McNutt
B: 1933-09-06
D: 2017-12-14
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McNutt, Billie Caulford
Patricia Mary Knight
B: 1956-12-25
D: 2017-12-14
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Knight, Patricia Mary
Agnes H. Long
B: 1934-03-13
D: 2017-12-07
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Long, Agnes H.
Larry Junior Hutton
B: 1949-03-26
D: 2017-12-05
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Hutton, Larry Junior
Annie Mae Phipps
B: 1946-12-26
D: 2017-12-04
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Phipps, Annie Mae
Charles E. "Ducky" Daughton
B: 1938-06-28
D: 2017-12-03
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Daughton, Charles E. "Ducky"
June Colleen Croup
B: 1919-06-20
D: 2017-12-02
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Croup, June Colleen
Evelyn Hope Scarborough
B: 1922-09-29
D: 2017-12-01
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Scarborough, Evelyn Hope
Richard Hanlon Britton
B: 1943-06-11
D: 2017-11-29
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Britton, Richard Hanlon
Kenneth R. Baldwin
B: 1950-08-31
D: 2017-11-28
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Baldwin, Kenneth R.
Barbara Kistler Richardson
B: 1938-03-18
D: 2017-11-14
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Richardson, Barbara Kistler
Constance E. Starn
B: 1934-03-19
D: 2017-11-03
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Starn, Constance E.
Jeffrey L. Walton
B: 1957-03-20
D: 2017-11-02
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Walton, Jeffrey L.
William Lee Derickson, III
B: 1937-06-21
D: 2017-10-28
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Derickson, III, William Lee
Allen Ray Cochran, Jr.
B: 1977-08-06
D: 2017-10-28
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Cochran, Jr., Allen Ray
Janet Lynn Vickers
B: 1958-11-06
D: 2017-10-25
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Vickers, Janet Lynn
Eugene R. Schnetzka
B: 1936-09-03
D: 2017-10-23
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Schnetzka, Eugene R.
Marcia Kay Jones
B: 1962-01-16
D: 2017-10-22
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Jones, Marcia Kay
Mary Phyllis Barlow
B: 1942-01-19
D: 2017-10-21
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Barlow, Mary Phyllis
Robert Stephen Hills
B: 1943-12-26
D: 2017-10-16
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Hills, Robert Stephen
Joyce Lynn Asbury
B: 1952-05-06
D: 2017-10-09
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Asbury, Joyce Lynn

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600 Main Street
Delta, PA 17314
Phone: (717) 456-5915 or (800) 550-5915
Fax: (717)456-5795

A Death has Occurred

If you were present during the final moments in a loved one’s life, then you’ve been fortunate. We believe that while nothing prepares you for being present at the death of a loved one, bearing witness to the death of a loved one can bring new insights into your own capacity for selfless love and caring, help you to renew or intensify bonds with other family members, find a new respect for siblings, or help in the healing of old emotional wounds. It is a priceless gift – but it’s one you may not truly value until much later.

So, Who Do You Call First?

Whether you were sitting right next to the bed, or was unfortunate to get a call at 2 a.m. with news of a death of someone you loved, chances are your first feelings were of “being numb” and confused. But, if you're responsible for making the funeral arrangements or executing the will, you really can’t give into the shock or grief - you’ve got to move forward, and take care of things.

When someone dies, what you do first is contact our funeral home so we can begin the necessary steps to care for your loved one.    When the death occurs in a hospital or similar care facility, the staff will usually take care of some arrangements, such as contacting the funeral home you choose, and if necessary, arranging an autopsy, but is important to contact the funeral home personally. 

However, you – or a designated family member or friend – will need to notify others. We’ve found it will make it easier on you if just a few phone calls are made to other relatives or friends, where you ask each of them to make a phone call or two to specific people. In that way, the burden of spreading the news isn't all on you.

And if you are facing this situation alone, then ask a friend or neighbor to keep you company while you make these calls. In that way, you’ll be better able to cope with the first hours after the death.
 
One of the first calls which should be made is to a licensed Funeral Director. Naturally, we'd like you to call us. But whether you choose to trust one of our funeral professionals to care for your loved one, or select a different funeral home, you should know that the Funeral Director will help you:

  • Transport the body
  • Obtain a death certificate
  • Select a casket, urn and/or grave marker
  • Arrange the funeral, memorial and/or burial service
  • Prepare and publish the obituary
  • Help notify the deceased's employer, attorney, insurance company and banks
  • Offer grief support
  • Direct you to other resources
     

Don’t Forget to Call the Employer

Was your loved one employed? Then, you'll need to call his or her employer immediately, to let them know of the passing, and the resulting change in their staffing arrangements.

At some later point (most likely when the funeral is over), you should ask about the deceased's benefits and any pay, which is owed to them, including vacation or sick time.

Also ask if you or other dependents are still eligible for benefit coverage through the company. And, you might ask whether there is a life insurance policy through the employer, who the beneficiary is, and how to file a claim.
 

Life Insurance

If your loved one had a life insurance policy, locate the related paperwork. If you wish to take an assignment on the policy as payment towards the final expenses of your loved one, the director will need to see the policy at the arrangement appointment.  At that time, the funeral home staff will report the claim and inquire if an assignment can be taken on the policy.  Only the total of the funeral invoice can be assigned.  Any funds above that amount will be sent directly to the beneficiary/beneficiaries on the policy. 

In order to process the claim, a certified copy of the death certificate, a claimant's statement and the funeral home assignment must be sent to the insurance company in order to establish proof of claim.

In addition, if your family does not wish to assignment the proceeds towards the final arrangement costs, be sure to contact the company and/or insurance agent to report the loss.  A company representative will direct you step by step to process the claim and to review your options in regards to payment of the claim.

Please note that not all life insurance companies will assign policy proceeds to the funeral home, but will only pay the beneficiaries directly.  For more information on what's involved with funeral planning click here or contact us.